INCOME AND MONEY IN OUR BANK
Have your income remitted to our Bank and keep your savings, investments or a loan with us. Simply stated, use not only banking services, but also the offer of a pension company or building and loan association of the ČSOB group.
CZK 60,000 every month
You need to have money in your Premium Account to make the most of it. Therefore, please have your salary or other income remitted to our Bank every month in the minimum amount of CZK 60,000.
Please note that it is no longer acceptable to have the monthly salary remitted from another bank account and refunding it, even to an account in another bank.
CZK 300,000 in our Bank
You can meet this condition in many ways - we always add up the current balance in all of your accounts in our Bank (current, foreign-currency and saving accounts), the value of your savings, investments and outstanding loan principals.
Savings
The balance of all accounts in our Bank or the amount saved in the building savings account will also be included in the limit.
What we have improved: In order to make sure your savings generate good interest in our Bank, we have raised the preferential interest rate limiton our savings account from 250,000 to 500,000.
Investments
It does not matter if you have invested with ČSOB or Patria Finance. We also count the current value of your pension savings/supplementary insurance or perhaps the Long-Term Investment Product.
Loans
In your limit, you can include the outstanding principal of your mortgage, any consumer loan or building saving loan (except for overdrafts and outstanding credit cards).